Are you living paycheck to paycheck? According to a recent survey by AC Nielsen, you’re not the only one. Ray Lucia provides some simple tips to help you increase your savings. A little can go a long way.
It’s real easy to accumulate multiple credit cards and the more you carry, the bigger risk your run of damaging your credit. Ray Lucia provides a few tips on how you can better manage your credit card risk.
To stay informed and fight identity theft, you should get a copy of your credit report at least once a year. Under the federal fair credit reporting act, everyone is entitled to a free report.
When you retire, one of your biggest decisions you may make is to take a monthly pension from your employer or take a lump sum that you can invest yourself. Before making a decision, Ray Lucia has a few items you may want to consider first.
If you’re like most Americans you have a percentage of your pay taken out of each pay period which is sent to the IRS where it is credited for your final tax payment. See why matching your tax payments to your actual tax liabilities can make a big difference in your take-home pay.
College Savings 529 plans are typically opened by parents or grandparents to help save for a child’s education in the future. However, according to a recent study by Wall Street Journal, some pre-retirees are including 529 plans in their retirement planning.
Frustrated with the investment options in your company sponsored 401(k) plan? You might be able to rollover all or some of your or all of your 401(k) plan to a self-directed IRA and open up your retirement account to the possibility to outside investments.